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Breeds > German Shepherd

Pet Insurance for German Shepherds

German Shepherds are generally healthy, but like all breeds, are prone to certain conditions and diseases.

Common problems for German Shepherds include: hip dysplasia, elbow dysplasia, bloat, degenerative myelopathy (a neurological disease of the spinal cord that usually results in paralysis.)

Recent Reviews of pet insurance from German Shepherd owners:

Excellent cover for a fab price Wendy Taylor, 9/10/2018

Really pleased with the level of cover for my dogs compared to other companies, great choice of monthly premiums. Friendly, professional staff who really know the policy, matched my needs and explained everything in detail.

Company: Vetsure   Breed: German Shepherd
Very expensive Alison Wells, 8/12/2018

Once you have had a claim, they have you by the short and curlies. You are locked in with a pre existing claim which wonít be covered by insurers. This year our premium has increased from £89 to £125 a month and we haven had a claim for 2 years. Iím going to come out and put the money in a separate account - £1500 a year is a ridiculous amount to pay. My other dog is with Animal Friends and we pay £18 a month which has hardly increased in all the years we have been with them.

Company: Argos   Breed: German Shepherd
Absolute shocking company stay clear. Liindsey, 7/23/2018

My Mum and Dad had pet insurance with this company, when their beloved dog passed away they still wanted money no sorry for your loss in the final letter or thanks for your custom. Think they need training in customer service and to be more sympathetic.

Company: MORE TH>N   Breed: German Shepherd
Recommend, easy to arrange and good price. Flossie, 7/11/2018

My owners had a very good experience when arranging insurance online for me, and they said the price was very good. Thanks to my lovely owners, I am looked after extremely well, having plenty of exercise and great food; and oh yes treats and toys aplenty. As I have not been ill, my owners have not as yet had to make a claim, but I do know that they are very confident that Lifetime will honour a valid claim. Grrrrr ...... bark, bark ...... lick, lick, lick.

Company: Lifetime Pet Cover   Breed: German Shepherd
Operation for elbow dysphasia Linda Klonowski , 7/10/2018

Our GSD was diagnosed with elbow dysphasia.Petplan paid the referral vet directly following his arthrotomy operation as well as stem cell removal from his bone marrow.This was followed by stem cell injection into his elbow Everything was paid within 2 weeks directly to the vet Cannot fault Petplan It isnít cheap but you do get what you pay for

Company: Petplan   Breed: German Shepherd
Pleasantly surprisef Poppy, 5/22/2018

After my dog had an accident , the vets asked who I was insured with, I said animal friends, which I received disapproving looks. Worried I was! After my vet took near in 3 weeks to fill my claim form, I wasnít expecting much from animal friends either. To my surprise text ( without chasing ) saying claim form received. 6 days later email ( again without chasing) saying claim had been paid in full. So canít always judge by reviews, sometime companies read the reviews & improve . I have to say pleasantly surprised and impressed

Company: Animal Friends   Breed: German Shepherd
I have a new policy and am very pleased Jenny Elliott, 5/10/2018

I have newly insured my dog and am very pleased. Staff are professional and helpfulwhich is reassuring

Company: Lifetime Pet Cover   Breed: German Shepherd
First time with Lifetime with Pet Cover Flossie, 5/5/2018

I was very easy to obtain a quote, and to confirm our requirements. No claim submitted as yet, so cannot sure the claims process. However, I have no doubt it will be efficient.

Company: Lifetime Pet Cover   Breed: German Shepherd
Fair Price, quick to pay vet Blue, 4/21/2018

First year with lifetime pet cover for our GSD. HE has had 3 operations, all 3 paid direct to the vets within 10 days each, wish I had taken the higher level.

Company: Lifetime Pet Cover   Breed: German Shepherd
Terrible tina, 4/20/2018

I can only endorse all the bad reviews here. They have even gone to the length of alleging the claim form took 16 days to reach them and is therefore out of date so they don't have to pay out. We are also taking them to the ombudsman or the small claims court. The latter will take up more of their time and in order to try and get them to improve, that might be the best approach. we have cancelled our policy. would never use them again.

Company: Animal Friends   Breed: German Shepherd
Total Rip Off Mark , 4/15/2018

For those of you considering taking out Pet Insurance, take my advice and AVOID AT ALL COSTS. We submitted 2 claims in March, totalling approximately £480. After numerous delaying tactics, we received 2 cheques a couple of days ago, with deductions of over £200. They deducted a claim for a home visit to our dog (even when when pointed out that our dog couldn't stand up) and was therefore unable to get to the Vets. They also deducted an amount of £39 claiming the vet charged too much, what did they expect us to do, haggle with the vet when he pricing up our Dog's medication?? We have been with Asda pet insurance for over 10 years and have only ever submitted two claims (only ONE was paid out) in that time and this is the way they treat you!! I would also like to point out that they denied receiving numerous E mails I had sent them, despite them sending me an automated response saying they would get back to me as soon as possible?? From reading other reviews, clearly I'm NOT ALONE in my opinions of this Company! Don't go near them.

Company: ASDA   Breed: German Shepherd
Reasonable Renewal Kerry, 4/6/2018

This is the first renewal I have had with LPC and thankfully they have been really sensible with the increase in price on the policy. To date I have been fortunate enough not to have made a claim and therefore I cannot comment on how they perform as a company in this respect. However they are very courteous with emails when purchasing a policy and check to see that all documents have been received etc. All good so far :-)

Company: Lifetime Pet Cover   Breed: German Shepherd
Awful - do not use Petplan Spencer Mabley, 2/13/2018

PetPlan are not the company they claim to be. My dog was diagnosed with a skin allergy in September 2018 and requires monthly medication. Petplan then refuse to pay placing an exclusion on the policy as she had a scratched nose in November 2015 which was a single visit to the vet to make sure it was ok and no further treatment was needed. Even my vet got involved and supported me but Petplan refuse to budge. Petplan will use any excuse to avoid paying but are happy to take your premium. I referred the matter to the financial ombudsman who are powerless to assist as insurers can randomly throw exclusions around at will.

Company: Petplan   Breed: German Shepherd
1st Class Janet Smith - Zeus, 2/6/2018

Great insurance to have - it takes the worry and time out of sorting claim forms out - The vets being able to submit claims is great and hassle free! Zeus is all better and hopefully we wont have a visit to the vets too soon !

Company: Vetsure   Breed: German Shepherd
Emergency Vet Claim James B, 1/30/2018

Out of hours claim for a sunday afternoon. German Shepherd had multiple cuts and a torn corner of the eye. A few areas needed stitching. Submitted the claim on the friday via email with scanned copies of itemised bill from vet and all insurance forms completed and stamped by vet. Treatment amounted to £630.00. Tesco paid out on the friday the following week, no issues or challenges. Only negative was we didnt receive a text or email to confirm receipt or progress of the claim.

Company: Tesco   Breed: German Shepherd
Never insure with them Adam savage, 1/19/2018

Do not use them. Been insured for 8 years never made a claim. Until now and they are not paying out. They havenít even spoke to the vet dealing with dog. The company is a joke!!!!!!

Company: Animal Friends   Breed: German Shepherd
Avoid!! Michelle whiting, 1/11/2018

After using E&L for all my pets over the years having no problems this time having claimed I am shocked at the outcome to the claim, my gsd got a virus and was in the vets for 3 days on a drip and having tests and the vets have put down on the claim form gastroenteritis. E&L have after 7 months decided yes they will pay out but they sent me a letter saying that because of this after 365 days my gsd whole digestive system will no longer be covered,I did ring them up to ask why this was as in my opinion this was unfair decision considering it was just gastro and what if later on in his years something god forbid bad was to happen or he swallowed something not saying he would but you never no, he would not be covered and if I don't have the money to pay for it what is to happen he dies, the answer I was given was YES sorry. I could not believe what I was hearing so asked when does my policy end luckily it's in 3 months so told them to cancel it after then.

Company: E & L   Breed: German Shepherd
One dog two kittens June T., 12/29/2017

I had to make an emergency claim back in July 2016 for my 9 year old German Shepherd Lucy (Pyometra) who eventually made a full recovery the claim was dealt with very quickly and to my surprise no big hike in her insurance premium, all in all I have now insured my two kittens with LTC and my monthly payments come to £56 92 for all three which I am very happy with.

Company: Lifetime Pet Cover   Breed: German Shepherd
On going issues with claim Stuart, 12/22/2017

On going issues with my claim - my initial follow up enquiries with them do not fill me with confidence that Petplan is reputable nor operates with integrity. I will ensure multiple reviews are appended to provide a true reflection of how this company operates ......

Company: Petplan   Breed: German Shepherd
Awful corresponders Stokes, 11/24/2017

Petplan lie about everything

Company: Petplan   Breed: German Shepherd
New Customer Martin, 11/24/2017

Only went with as cheaper than my renewal for same cover, not had to communicate so cannot comment on customer service. (hope I don't have to call in all honesty)

Company: Lifetime Pet Cover   Breed: German Shepherd
New policy holder TM, 11/10/2017

When Woody, our rescue German Shepherd become ours a dog insurance was needed. As past dog owner, I wanted to change our insurance company for a smaller entity. Lifetime Pet Cover exceeded my expectations. Hopefully, Woody will have a long and healthy life and Lifetime will live up to its promises.

Company: Lifetime Pet Cover   Breed: German Shepherd
M&S Dog cover An Owner, 10/12/2017

i took out M&S premier cover on our rescue dog, she was 4 yr old then. The first year's the cover was £26.50 p/m. which seemed fine. However it turns out that our dog has allergies so needed to be tested and have a monthly injection ever since. Our premiums are set to go up to £176.32 per month from Dec. I have done a bit of analysis and the avg percentage increase year on year is 38%. M&S now seem to want us to pay almost 7 times our starting premium.So that's from £318 in the first year to £2115.29 in the 5th year - that's quite an increase. I'll be looking elsewhere. Otherwise if my dog lives to 12yrs and there's a 38% increase between now and then...... i'll be looking at over £7,000 in premiums and approx £600 a month.What other insurance costs so much or goes up so much?

Company: Marks & Spencer   Breed: German Shepherd

They trick people into going with them by using lots of different names and you only find out its E and L when you get the policy. I avoid them like the plague but unfortunately my dog is insured with them. my claim has been ongoing for at least a month. when I phoned up they are short of staff. Get some more then E and L. still waiting. Doesn't surprise me as they did it with an equine policy. DON'T USE THIS COMPANY.

Company: E & L   Breed: German Shepherd
MAY AS WELL WEAR BALACLAVAS charlotte, 9/8/2017

To cut a long story short we went on holiday left our dog with a friend he got poorly he took him to his local vets as he lives 30 mins away from us.. he had numerous tests biopsy spend around £650 on bills to find out he was riddled with leukaemia. We had him put down at our local vets as he was so poorly and stressed asked sainsburys how do we claim as its 2 diff vets said oh that's fine put in 2 forms so they took the £100 excess from the £101 it cost to be put to sleep and now want a further £100 excess for the other bills from other vets so ive basically rang up to pay them £100 for no reason so in hindsight its cost me £200 to have my beloved dog put down because of these rats! absolutely fumin!!

Company: Sainsburys   Breed: German Shepherd
Very helpful and competitive price Emma, 8/17/2017

I have just moved to this company as our previous insurers increased our premium by over £250 to just shy of £1,800 per year. Our dogs are only four and five and so I'll let you do the maths as to what the premiums might have been when they reached nine and ten! As we had been with our previous insurers since they were puppies it came as a shock when trying to find alternative cover that so many insurers would not provide a five year and two month old dog with a decent lifetime policy, even though he is very healthy and always has been. Having looked at the reviews for various companies I was very worried as the reviews weren't great. Then I came across Lifetime Pet Cover on this site and found they would insure both our dogs on lifetime policies at £10,000 each per annum. A lot of companies were only offering £2-4,000 per annum due to our eldest being over five. Not ideal for a large German Shepherd. The quote was very competitive and the chap I spoke to very helpful. I cannot comment on the claims process but so far I have found their service very good.

Company: Lifetime Pet Cover   Breed: German Shepherd


ArgosTesco ChurchillAnimal Friends SainsburysVirgin PetguardHealthy Pets Vets MediCoverAviva
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PetInsurance Review 2016