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Tesco pet insurance

The Wharf
Neville Street

phone: 0845 300 2200

Tesco is a leader in low premium insurance policies. Offers Premier cover, Extra Cover, Standard cover or Accident and Injury cover.

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Reviews of Tesco pet insurance

1/5   Useless   11 August 2018

Reviewed By: John, Recommend:

Great until you want to claim, at which point you realise that you have wasted your money. You are better off saving the premium in a building society until you need it.

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1/5   Rip off!!!!!   23 July 2018

Reviewed By: Withheld, Recommend:

Don't use Tesco pet insurance, they don't payout!!!! You take out the policy in good faith and when you they refuse, god forbidden you ask to speak to a supervisor it's a 3 day call back!!! They claim pre existing condition for arthritis he that he has only just been diagnosed for and had NEVER had it before. Save your money don't give it Tesco, according to the call center they are proud they refuse 90% of claims and use pre existing as an excuse. Well done for admitting that Gerry on the claims team. They didn't have take the time to let me know they had refused my claim, I found out 4 days after by finding a claim tracker on the website!!! Be warned people and Tesco I'm taking this to the ombasman!!!!

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1/5   Cynical at best.   16 July 2018

Reviewed By: Bernadette, Recommend:

Received the renewal for my seven year old Westie. Premium had risen from £450 to £809, we had had the temerity to make a claim in the past year. As she was now over seven I was told premiums do rise, I understand that, but double? No TESCO, that is cruel and seeing a chance to rip off people you think have no choice! Well my choice is to open my own 'dog bank account' and save the money in there! Shame on you, greedy company.I might just be doing my grocery shopping with the competition as well from now on.

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2/5   Good until you claim   14 July 2018

Reviewed By: Jenny moss, Recommend:

Costs paid timely but insurance doubled twice in the 2years I had it going from £15 up to £60 a month! When asking about it they said it was the time of the policy I claimed so near the end of the year.... Apologies Tesco if I could have timed my dogs illness I would have!? Beware

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1/5   RIP off Tesco Pet Insurance   26 June 2018

Reviewed By: Lily , Recommend:

We have a 2 year old beagle whom we insured with Tescoís Bank. We received this years renewal at nearly £900 which was an increase of 63% with no claims made during the policy year. I have spoke to customer services to query the increase on a variety of occasions, all advisors agree that the price does seem excessively high. I was advised that I didnít have to continue with the policy! I have explained that when you take a lifetime policy you hope to stay with that insurer for the Pets lifetime. Furthermore when I noticed that the policy showed that Lily hadnít been spayed I contacted them back to say that on the vets advice she was spayed at 6 months as it was explained to me that she was less likely to develop mammary cancer. Obviously this was funded by ourselves. I naively hoped this might be taken into account and reduce the premium. Sadly this is not the case I was told that the would have to increase the premium by a further £65 a year. The explanation I was given was that the reason this resulted in an increase was statistic showed that pet owners that have had there pets spayed were more likely to make a claim in the future - absolutely ridiculous! Needless to say we will be leaving Tescoís Pet Insurance asap.

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5/5   Absolutely recommend   18 June 2018

Reviewed By: B Stanley , Recommend:

Unfortunately I lost my cat last month. She was 11 and I had had insurance with Tesco during her last 4 years. Her varoise health problems over the past 2 years have cost Tesco a lot more than I have paid in. At no time did they query the bills and they were promptly paid - they even gave me a refund on this months subs because Sam died at the beginning of the month. I am really impressed and highly recommend them.

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5/5   Tesco dog insurance   14 June 2018

Reviewed By: Sylvia, Recommend:

Very good, brilliant and professional costumer service and very quick payments, highly recommended

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5/5   Claim settled no problem   2 June 2018

Reviewed By: James, Recommend:

Our Jack Russell was taken ill at the beginning of May and unfortunately had to be put to sleep 2 weeks later. Tesco insurance settled 4 vet bills with no quibble whatsoever at what has been a terrible time for us.Premium was half the price of a previous insurer.

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1/5   Tesco Rip Off Pet Insurance   2 June 2018

Reviewed By: Graham James, Recommend:

My dog developed diabetes and Tesco raised the premium to the same amount I was claiming for caninsulin also when she passed and I cancelled the insurance I have received a bill for £10 to cover the days of the month prior to cancellation . Legalised theft

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1/5   Over charge when you need them most   2 June 2018

Reviewed By: G reed, Recommend:

No claims. BUT Still they double the fee to £350 when my cat got to 9 yearso old. Wish I had put the cash into savings account instead

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1/5   Disgusted with Tesco Pet Insurance   2 June 2018

Reviewed By: Mrs Barr, Recommend:

I recently received my new policy pet insurance increase for my 6 year old cat that I have never claimed for, it has gone up so so much started at £10 a year now its £36 a year. When I rang them to complain about a £10 a month increase in a year they told me its because I claimed in 2015. I told them I have never claimed they told me Iím wrong. When I took the matter further they said oh yes we made a mistake you havenít claimed. But when I said thatís why my insurance has gone up they said no. I feel like Tesco is scamming people. Also they said I might have to wait 20 days for the complaints department to call me. Itís disgusting. Stay away from this policy. DO NOT GET CONNED LIKE ALL OF THE OTHER PEOPLE ON THIS SITE ARE BEING. TESCO YOU NEED TO READ YOUR REVIEWS. I went on line with Tesco to see what they would charge with all the same details and the best policy came out at £15.77 the policy Iím on came out at £9.32 a month, how can they justify charging me £36 a month ???????? It doesnít pay to be loyal. Change insurance every year if you have never claimed ............. Itís a JOKE

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5/5   Excellent   24 May 2018

Reviewed By: R Lusted, Recommend:

We have used Tesco for several years for our two cats. We have had claims on both and Tesco paid for everything on the policy. Call handlers were first class. Highly recommended.

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1/5   Shocking premium increase - they don't care   14 May 2018

Reviewed By: Suki, Recommend:

Spoke to Rob, Peterborough (Team Manager) who thought a 52% increase to pet insurance renewal, without any paid claims, was 'fair and reasonable.' Have tried to contact complaints department via Facebook page - they let you type in messenger and then don't bother to reply. Avoid these people like the plague - they will willingly hike your premium and not give a hoot.

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 Have just got off phone to cancel our policy! Our renewal annual premium went up by £260 about 35% increase from the previous year....have only ever been insured with Tesco for last five years and claimed once back in credible explanation could be given as to the price hike, no additional benefits to our policy in fact our policy hasnít changed since we first took it out. It was suggested by the lady on the phone that they group up areas and set price for those… (read more)

comment by: Nick (Kent), 24 May 2018
1/5   Renewal price scandal   29 April 2018

Reviewed By: John West, Recommend:

I bought Tesco pet insurance for our dog last year and thought it would be for the dogs life, only to find that the premium doubled on the first renewal! Thanks Tesco, you rip off merchants! Now I've cancelled and have the inconvenience of applying elsewhere.

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 Same happened toemail when cat got to 10 year old. The doubled the premium

comment by: anonymous, 2 June 2018
2/5   Pre existing condition, N/A   28 April 2018

Reviewed By: Brenda turner. , Recommend:

Dog Has raging tonsillitis, Tesco already paid out once, Referred to Pride Vets Derby. For scans and endoscope as cough inrtmitten ,now Tesco saying that because he had Kennel cough 20-15 and was with another insurance company,. They are saying that kennel cough is a pre- existing condition. And has refused so far. Still more test results to come. Cost so far. £3,000 paid to Pride for treatment. Before that £200 with my own vet.. Was told by Pride that you pay 50% up front half of the cost of treatment. I only had £780 on me and paid that , how do they think that people have this sort of money around. I am an OAP was asked if I had a credit card. No I don't not enough in cheque account. So had to take from various " sources to pay, luckily I just had enough tto cover cost. A bit miffed to say the least. What annoys me is first thing asked when you take animal to a vet is are you insured. Only interested in money. Not animal no idea what is going to happen if he needs ongoing treatment IE drugs.

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1/5   Dog insurance rip off!   28 April 2018

Reviewed By: John West, Recommend:

Took out on line insurance last year for a Belgian Shephard, 2y 6 m old.£222.36. Renewal this year £431.88 evan though no claims. NEARLY DOUBLE! When I complained, told special on line discount when purchased last year. Total rubbish. Go elsewhere I have!

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1/5   Priced out   24 April 2018

Reviewed By: Griff, Recommend:

No claims made yet premium increased to an extortionate amount when the dog reached 8 years old, they're more than happy to take your money until there's a probability of age related illness.

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1/5   Complete scam of a company   30 March 2018

Reviewed By: K, Recommend:

Was told my dog would be covered for his operation so went ahead. Then they decided he's not and make out they didn't say that and suprise suprise nothing on account to support that because the advisor knew he was wrong so didn't note it and no call recording! £1600 later, thanks Tesco! Then then send me a renewal quote over double then the last year with no claims made! Complete scam!

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1/5   Scandalous Increase   28 March 2018

Reviewed By: Paul Marsh, Recommend:

Received a 75% increase on an already extortionate premium to £1350 for a dog that hasn't had any claims to speak of in years. Asked why two weeks ago girl couldn't answer me, still waiting for the phone call back

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 Hi, we have been paying £47 p/m to cover our dog, this renewal has come in at £99!! I did ask why and they said it's because I had made a claim. He's been insured with them for 5 years (since we rescued him) and now too old to be insured by anyone else :-(

comment by: Julie, 12 June 2018
2/5   100% Increase After One Year   24 March 2018

Reviewed By: James, Recommend:

Just got first year renewal paperwork through. 102% increase to be precise. Heís only one year old. At this rate by the time he was four weíd be paying more than the cover. Cancelled.

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1/5   Avoid   8 March 2018

Reviewed By: Jo, Recommend:

May seem reasonable at first but will bump up the payments drastically, never claimed so didn't renew.I've got double the cover with another insurer for £11 + cheaper and 20% back yearly if no claim.

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 Please would you say who your new insurance comments is.

comment by: Freda, 14 March 2018
1/5   Disgusted, I will never use a tescos product again   7 March 2018

Reviewed By: Martin Kirkman, Recommend:

I have received my pet insurance renewal today for my 2 cats. Sadly, one of them passed away. I rang tescos to take the one that died off the policy. The renewal amount was £501.24 for the one that passed away and £405.99 for the living one. This is an increase from last year of £280.54, but this is not what I want to rant about. When I said I wanted to take the deceased pet off the insurance I was told the living pets insurance would go up to £527.36. when I questioned this I was told by that it was because I had lost the 10% discount for not having 2 pets. Well I'm no mathematician but I know that an increase of £121.37 is not 10%. When I questioned this again I was told it was because I only had one pet now. Needless to say I cancelled the remaining policy immediately. I will never ever use any tescos product in any way shape or form in the future preferring to cut both my arms and legs of instead!!!!

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1/5   First claim paid for years   4 March 2018

Reviewed By: Jayne, Recommend:

Don't believe you will receive your voucher on sign up, if offered, you don't get it. Increased charge cause moved house. Reason must live on a busier road, erm main A road to an estate, also vet fees would be more expensive, erm you don't know who my vet is and I now live nearer to them. Not a valid reason for increase. First claim not paid out as we have in the interest of our dog and on advice from vet, decision to not immediately go for the operation and try medication first which we paid for, unfortunately, as soon as lump started to increase and irritate we had to have removed. Not expensive and wouldn't even go over my annual insurance charge. Have cancelled insurance am going to open a savings account and set up a standing order for future bills. I have for years paid into the unknown Tesco Charity

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1/5   Donít use Tesco for pet insurance   21 February 2018

Reviewed By: 1, Recommend:

I have had my dog insured with Tesco for 11 yrs. they hiked up the policy by over 50% knowing that if I cancelled I wouldnít get my dog insured by any other company because of her age. She died and I phoned to ask Re the amount I should get on the dead of a dog only to be told it doesnít apply if your dog is over 9 yrs. as a company their mission stated is ďwe careĒ believe me they donít. I would never recommend them as they are just out to make money. Terrible company

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2/5   £200 - Increase in premium for not claiming!   13 February 2018

Reviewed By: Mike Grier, Recommend:

We have made no claims, our insurance went up by £200 in in year. We were told this was due to the 1st year being discounted - hardly a discount if they recoup their money in the second year.

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1/5   Organised Chaos   9 February 2018

Reviewed By: Jacquie, Recommend:

I have been with Tesco for a number of years. This year I noticed that they were overcharging me by £11 per month via direct debit, writing to me advising of a refund and then refunding it into my bank account. This has gone on for 10 months, they then wrote to me and said my policy had been cancelled, in the same post I had a second letter saying they were refunding £1,800 to my bank account. I contacted them, they denied the policy was cancelled, said that it had just been set up again and the funds paid had been transferred into it, However, in doing this they created arrears and sent money demanding letters. This has been going on for weeks. Like most other on here have found, the increases in premiums are ridiculous, just under £2Kk per year for 2 Labradors. Here is some good news, there is a new company called `bought by many` their terms are more favourable, they do insure existing conditions and they are a third of the price. Check it out, I have and its bye bye chaotic tesco!

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1/5   Tesco Pet Insurance has let us down   30 January 2018

Reviewed By: L Few, Recommend:

We have had our dog insured for 9 years and we have made 2 claims, 1 in 2013 to remove a lump on eyelid so not expensive and a 2nd claim last year for lump removal on his body, again not a large claim. They have steadily increased our premiums and this year wanted to increase by over 50% ! Have cancelled the insurance because at just shy of £1300 a year we can save it and pay any bills ourselves.

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5/5   Emergency Vet Claim   30 January 2018

Reviewed By: James B, Recommend:

Out of hours claim for a sunday afternoon. German Shepherd had multiple cuts and a torn corner of the eye. A few areas needed stitching. Submitted the claim on the friday via email with scanned copies of itemised bill from vet and all insurance forms completed and stamped by vet. Treatment amounted to £630.00. Tesco paid out on the friday the following week, no issues or challenges. Only negative was we didnt receive a text or email to confirm receipt or progress of the claim.

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5/5   1st ever claim for pet insurance   29 January 2018

Reviewed By: Ruby, Recommend:

My Bull Mastiff cross breed Ruby had a lump removed from her side. No fuss, very helpful customer service, seamless claim Thank you

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5/5   Very good   29 January 2018

Reviewed By: Maureen Walden, Recommend:

We recently had to make a claim for our very poorly 19 month old dog and Tesco were brilliant and paid up promptly which took a lot of the worry out of a horrible situation.

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1/5   RIP off gangster threats from Tesco!   26 January 2018

Reviewed By: Ron , Recommend:

I have two rescued collies been with Tesco on joint policy for nearly ten years. Only had one minor claim after dog attack on Bess. Every year my policy has gone up, last year it was due to a change of address! Have you ever come across such a load of ? My policy was due for renewal on 1st January 18 when I received it they had actually doubled the price, so thought enough is enough canít be asked with phoning them because it costs you loads. So I cancelled my DD for renewal thinking thatís the end of it. Iíve now just received threatening and very rude letter from Tesco coming up with a figure of £1005.80, and if I donít pay they will instruct a third party to help them do this!!! People stay away from Tesco, they have now stooped to a new low. I just feel a prat for all the money Iíve paid into them over the years and they come up with this crap.

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