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Breeds > Miniature Schnauzer

Pet Insurance for Miniature Schnauzers
Miniature Schnauzers can suffer from health problems that include cataracts, epilepsy, diabetes, urinary stones and allergies.

Recent Reviews of pet insurance from Miniature Schnauzer owners:

Superb service from vetsure Pauline Taylor, 9/24/2018

Very easy to deal with and claims settled promptly and without fuss. Would highly recommend vetsure.

Company: Vetsure   Breed: Miniature Schnauzer
Really pleased! Anca Balan, 9/4/2018

Vetsure was brilliant. Took the policy out only for 10 days when my giant schnauzer decided to run around like a lunatic and she literally impaled herself in a stick. Vetsure never argued and paid a considerable amount straight to my vet. I paid only 69 pounds from my pocket. Really pleased!

Company: Vetsure   Breed: Miniature Schnauzer
Don’t buy Sainsburys pet insurance Sparks, 6/23/2018

Warning! DO NOT TAKE OUT SAINSBURYS PET INSURANCE. Sainsbury like to sell but not pay out. Sales process asks - has your dog been to the vet for other than checkup and has your pet been unwell. I answered and moved to them in good faith. I wish I hadn’t. Our dog had been a well dog (now 7). The only thing we noticed when a pup he had a one testicle. We discussed it with the vet who said it may not have another, or it may be retained, we may consider castration. He only went to the vet for checkups apart from one small bout of kennel cough. 2nd April he started lying down a fair bit. I took him to the vet who suggested he may have a swollen blander. After scans we discovered a growth. He was rushed in, had successful surgery to remove a retained testicle. All tests clear of any cancerous cells or spread of cancer. £6000. We made a claim that week. (They pay claims in 8 days) Heard nothing. After weeks of chasing and complaining they have decided to reject the claim because he had a preexisting condition. His history was clear to them when we took out the policy in good faith. Sadly, we moved to them the year before for cheaper prices! They are, however sending me £50 to cover their bad service and all the time it has taken to provide me with an answer. I have now read all the reviews online and completely agree, they will do anything not to pay! He also had a small bump on his tail, aspirated and clear when he was two, now gone, he’s now not covered for anything! I am taking this to the ombudsmen, but please think twice before taking out a policy with them, even if 2 months are free!

Company: Sainsburys   Breed: Miniature Schnauzer
Overpriced and unwilling to pay out Rob Dixon, 6/7/2018

Having paid £36 a month for 3 years (almost £1,300!!) I found 2 lumps on my dog, who after a £35 inspection by the vet had a £435 operation to remove both of them at the same time. The vet sent off the detailed information in good time, however after 6 weeks I still haven't received any money. I called them today and they told me the payment has nearly cleared, however the payment I'll be receiving is only £116!! I queried this low payment as it should be £244, but they've told me that as 2 lumps were removed I've had to pay 2 Excess payments!! Absolute thieves! The excesses required by KC are more than double most reputable competitors, and THEN they also add on another 20% excess payment which I already knew was outrageously high, but I presumed I was getting a better service! I have lodged a complaint and an appeal with KC which will no doubt be refused, so I will then report them to the Financial Ombudsman. They are a disgraceful, overpriced company that takes way too long to pay out; they're thieving, lying, manipulative and the worst option for pet insurance anywhere. STAY WELL AWAY!

Company: The Kennel Club   Breed: Miniature Schnauzer
Still awaiting payout Jo, 4/19/2018

I thought the whole point of insurance is that you get paid back on your claim. I have been waiting 4 weeks now because they are 'busy' I can't see any other businesses surviving that excuse. Mine is up for renewal, I will deffo be going elsewhere, petplan, my other insurer has paid out within days, should have stuck with them. Steer clear!

Company: The Kennel Club   Breed: Miniature Schnauzer
Terrible company Colin obrien, 2/28/2018

As many of above they deny receiving claims from vets emailed 4 times posted and faxed to them when you ring someone else just lies to you still not been payed out for my dogs claim just hope I can insure elsewhere on renewal my advice steer well clear !

Company: Legal & General   Breed: Miniature Schnauzer
Don’t use Tesco for pet insurance 1, 2/21/2018

I have had my dog insured with Tesco for 11 yrs. they hiked up the policy by over 50% knowing that if I cancelled I wouldn’t get my dog insured by any other company because of her age. She died and I phoned to ask Re the amount I should get on the dead of a dog only to be told it doesn’t apply if your dog is over 9 yrs. as a company their mission stated is “we care” believe me they don’t. I would never recommend them as they are just out to make money. Terrible company

Company: Tesco   Breed: Miniature Schnauzer
Avoid at all costs Amy Westran, 1/18/2018

Worst insurer I have ever been with. Its now nearly 2 months since my claim was submitted and still no payment - it took them 3 weeks to add to the system. Also on my previous claim they were supposed to pay the moment to the vets but instead paid it to me. I was moving house at the time so didn't notice the money coming in then 7 months later got a call from the vet saying I had to pay the whole balance as Asda had messed up. Finally the numbers on the website don't work, an automated messages suggests that you call another number but how am I supposed to do this whilst am on the phone already having call the other number. Absolute embarrassment of an insurer.

Company: ASDA   Breed: Miniature Schnauzer
STAY CLEAR Luna, 10/16/2017

My cover had restrictions placed on it from missinformation provided by my vets. I will not be renewing my insurance as they all find some excuse not to pay out.STAY CLEAR.DO NOT USE

Company: helpucover   Breed: Miniature Schnauzer
Impressive company SJ, 8/17/2017

Our premium went up 28% for a 3 yr old with no claims, ever! Moved to lifetime cover as impressive premium and hoping renewal in 12 months will be appropriate.

Company: Lifetime Pet Cover   Breed: Miniature Schnauzer
service level is very very bad Robert Burnett, 6/19/2017

This companies service level is very very bad, extremely so!. Just take a look at the other reviews below they pretty much sum up the level of service you can expect. My advice would be to get your insurance from another provider. Do not judge this company by the service level you get when taking out a policy. At that time they are very attentive and bend over backwards to gain your custom. However, when you make a claim and really need the good service they are lacking. In my experience they continually use delaying tactics in order to draw out the claims procedure. I can't remember the number of times they have told me that the volume of claims or the workload is so high that they are behind and will deal with my claim as soon as possible. Surely, if that's the case then the obvious answer would be to employee more staff, pay overtime or take some other action to reduce the backlog. If business is that good then they should be able to afford it. When it comes to you paying your premium I bet they wouldn't accept excuses like that for late payment!. Whilst they do actually answer the phone quite promptly and will tell you what is going on with your claim. You never get through to someone who can actually make a difference. I seems the call centre staff are mainly there to make excuses for the back-room staff dealing with the claims or payments. If you send an email requesting information or help they do not always reply. For instance I sent an email asking if they had received my claim form but got no reply until I sent a recorded delivery letter. Also, I email a request for confirmation of the amount they had assessed the claim to be and when it would be paid but got no reply. I can't understand why I didn't get an acknowledgement that my claim had been received until I actually asked for one in writing (time wasting I guess). I can't understand why they took more than two weeks from receiving my claim to actually review it (more time wasting). I can't understand why reviewing it took so long (over a week time wasting again) and then once complete it had to be sent up the hierarchy to be signed off (another time wasting exercise). At that stage you think you're getting somewhere but NO!. Instructions then have to be given to the payments department who then take another two weeks to set up a payment which then takes another 3-5 days to get to your account. All in all this company is very frustrating to deal with and is clearly expert in time wasting and delaying tactics. In my view most claimants want to get what they are due under the contract promptly, they don't want to be out of pocket having to borrow money in order to get by until they are paid by the insurance company. Also, a couple of things to bear in mind when deciding which company you go with: 1. Premiums for this company start very low with a young dog making it look very competitive. But once they have you hooked they ramp up the premiums year by year (as do other insurers) till eventually you've been suckered into paying one of the highest premiums in the market. 2. The standard excess is one of the highest in the market (if not the highest), currently £244 + 20% of the remaining balance of any claim. Clearly, I've lost all trust in this company providing an acceptable level of service. So I will be looking else where for my pet insurance.

Company:   Breed: Miniature Schnauzer
Really helpful advisors Margaret , 5/10/2017

I can't comment on a claim as with other reviews I have only just taken out cover for my 7year old Daisy but after reading some of the the other reviews which have had to claim I think I have definitely made the right decision

Company: Lifetime Pet Cover   Breed: Miniature Schnauzer
Avoid this Company Ann, 3/9/2017

Animal friends refused to pay out when my beautiful Molly was diagnosed with pancreatitis and passed away suddenly while in the care of the vet. They said that because I'd taken Molly to the vet 11 months previously with diarrhea, that she had a pre-existing condition, despite the fact that she hadn't been diagnosed. I have since found out from my vet that this company is well known for not paying out claims. I have now cancelled the other two policies that I held with them for my other dogs. Don't make the same mistake as me.

Company: Animal Friends   Breed: Miniature Schnauzer
Uncertain Jean, 2/27/2017

I was just about to make my first claim of £190 but am wondering now if it's better not to bother as they will increase premiums next year . My dog is 18 months old and I currently pay £29 p month

Company: John Lewis   Breed: Miniature Schnauzer
Rip Off Lifetime Policy Jill Holland, 10/8/2016

Having looked for new insurance last year I found Asda as a competitive policy, read it through and took it out, Made one claim in February for pancreatitis (stomach complaint) policy has just come for renewal and its over double. I called to ask why it had gone from £16.50 per month to £33.50 per month to be told that my dogs category was now classed as a higher risk. What they mean is now i'm tied in and cant go anywhere else in case he gets another stomach complaint (becomes a known condition, which wont be covered by another insurer) they can charge me what the hell they like. I've got another dog with the co-op and although he's now diabetic and will be poorly forever they only increased my policy by 8% this year. Well done Co-Op you are brilliant. Asda you are criminals and everybody should know it.

Company: ASDA   Breed: Miniature Schnauzer
Apalling Service Kevin McDonald, 9/14/2015

My poor dog has been ill in recent months, firstly with a digital cyst, than the removal of a non cancerous lump and then pancreatitis. Pets at Home Insurance wriggled out of paying every on one technicalties linked to pre-exisiting conditions They are out and out rogues who I am about to report to the Ombudsman. Their customer service is shocking. Waiting on hold for 40 minutes is fairly standard and the staff appear to be unqualified and fairly useless only providing generic information. You can never get through to an assessor or manager.

Company: Pets at Home   Breed: Miniature Schnauzer
Comprehensive coverage Kelvin Chell , 8/28/2015

I was recommended to the company by a work colleague. I found the advisor I spoke to very helpful, knowledgeable and not pushy. The quote I was given was cheaper than other companies and gave more also. I had no hesitation in taking out the policy.

Company: Lifetime Pet Cover   Breed: Miniature Schnauzer
Rubbish Dont use unless yoiu want to waste money Jill Holland, 8/27/2015

I insured one of our miniature schnauzers with this company but did forget about 18 months previous he went to the vets with a gastric bug. I put in a claim in May 2015 as he was so poorly and pooing pure blood I had no choice but to take him to the vets. It turned out he had a tummy infection and it cost nearly £250 to put tight. I submitted the claim which was refused in full as I had not declared his previous tummy bug (Infection is something completely different) but they would not pay a penny and have now put clause on his policy no tummy related issues will be covered. Well lets face it most things with daogs are in there tummy so there is no point in being insured with them. RUBBISH and a complete waste of money

Company: helpucover   Breed: Miniature Schnauzer


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PetInsurance Review 2016