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Breeds > Labrador Retrievers

Pet Insurance for Labrador Retrievers

Common problems for Labs include: hip and elbow displaysia, cancer, ear infections and patellar luxation.

Recent Reviews of pet insurance from Labrador Retriever owners:

Best insurance I’ve ever used Jazz, 1/11/2018

My pet was unexpectedly diagnosed with heart failure at the age of 4 and referred as an emergency to a specialist unit. I rang Vetsure and found them caring and very understanding of my situation whilst remaining professional. They have proved amazing during this awful experience and kept in contact regularly. They could not have been more helpful and the fact that they have settled the vets bills directly has been wonderful during this very upsetting time. I have already recommended them to three people and will happily continue to do so. My dog will need medication for whatever time he has left and it has been a comfort to know that unlike some insurers he will continue to be covered for this distressing illness. My vet recommended Vetsure after a bad experience with our previous company who more than trebled our premiums after claiming a relatively small amount. I am so grateful that they did .

Company: Vetsure   Breed: Labrador Retriever
Easy to set up. Julie, 1/3/2018

Clear website, simple to understand which cover I wanted, Seems very good value for the basic "just in case" cover, although I hope I never need to use it! Other companies look at my (healthy) 9 year old dog and would like to charge me the earth.

Company: Lifetime Pet Cover   Breed: Labrador Retriever
very good nigel morris, 12/19/2017

Very easy to obtain insurance

Company: Lifetime Pet Cover   Breed: Labrador Retriever
Easy to obtain a quote and a reasonable price Jan, 12/13/2017

It was easy to get a quote and explanation of the cover. Reasonable price.

Company: Lifetime Pet Cover   Breed: Labrador Retriever
Great Service Bow, 12/5/2017

I had been with the same insurer for the past 10 years when it was time for my last annual renewal they informed of a large increase and would not negotiate. I approached Lifetime and they provided me with a suitable deal. Lifetime are very helpful and the service was excellent. I will definitely recommend.

Company: Lifetime Pet Cover   Breed: Labrador Retriever
Competitive and easily understood cover David , 12/1/2017

New to LPC, spotted on comparison site and they stuck out a mile. My previous insurer price hike (after years of no claims) was simply not justified. I hope I never have to claim but re-assuring that its there if I need it.

Company: Lifetime Pet Cover   Breed: Labrador Retriever
Straightforward and much better than others Anne, 11/25/2017

Better price for what you get. However, I wish all pet insurance companies would stop listing so many crossbreeds as pedigrees - cockerpoos and labradoodles are NOT breeds! Please stay professional and accurate about crossbreeds.

Company: Lifetime Pet Cover   Breed: Labrador Retriever
New policy holder Stuart Wallis, 11/23/2017

As a new dog owner, I knew that this was an essential purchase. Good communication and price!

Company: Lifetime Pet Cover   Breed: Labrador Retriever
Not worth the paper it's printed on Isobel Spadaro, 11/18/2017

I've been paying this policy at over £20 per month for five years without a claim. My dog has just been diagnosed with a tumour on her eye which needs immediate surgery and they won't pay a penny towards it. Basically they only cover your animal if they're run over. Absolute rip off I'm disgusted

Company: Churchill   Breed: Labrador Retriever
1 Anna, 11/17/2017

Declined our claim after years of paying . They made up the story about our dog’s pre existed condition.... whaaaat???? After two vets opinion still.... I am reporting them to ombudsman!!!!!!!!!!!

Company: Animal Friends   Breed: Labrador Retriever
Will do anything not to pay out Milly, 11/15/2017

Policy wording vague enough so they can avoid paying out for most things. Beware dental exclusion - means the won't pay for anything in the mouth area. Wouldn't pay for biopsies on lumps as said were first noticed a year earlier, even though weren't significant at that time.

Company: Animal Friends   Breed: Labrador Retriever
Efficient, Effective, Caring and supportive Nettle, 11/9/2017

After the impromptu death of my beloved dog, despite having informed his insurer (Petplan), they bombarded me with calls about why I had cancelled the Direct debit, and policy! Not a word of condolence or apology was uttered from them in the 3 months this went on. So when we decided to get our new puppy ‘Nettle’ I called several pet insurance companies for quotes before deciding who to insure with. Having worked in a veterinary practice, I had heard of some of the pit falls of different policies and had to be careful with the company I chose to ensure I got the right level cover. When I spoke to Vetsure, they were incredibly helpful and explained the 3 lifelong policies in a straightforward and concise manner, all of my questions were answered in detail, leaving me in no uncertain terms of what I got … which is a great policy by the way! Vetsure, were competitively priced, worked directly with my local practice, offered simple and easy to understand policies, all lifelong. Because my practice doesn’t have a health plan I opted for the cover and care, so I can keep Nettle up to date with all her flea, worming, vaccines and spread the cost monthly. Super convenient- it was like I was telling them what I wanted and needed! It wasn’t long before puppy got into a stop of bother and I thought I was going to have to claim- Labradors are so greedy!! I contacted Vetsure just to ask what to do when I claim – I explained what had happened and the lovely lady on the phone couldn’t have been more reassuring and caring than if it was her own dog. By the time I had come off the phone, I was calmer, and what surprised me even more, the next time I rang – they remembered the incident (even though I didn’t need to claim) and asked how she had recovered….. NOW that’s customer service!!! Thank you Vetsure from Nettle and I x

Company: Vetsure   Breed: Labrador Retriever

Our pet insurance has continued to increase year after year starting at £13, currently paying £48 per month, received renewal today, going up to £87 per month. Absolutely disgusting - been a loyal customer but now they know we can not get any other cover because he is over 9 years old, they have nothing to lose.

Company: Tesco   Breed: Labrador Retriever
Renewal hike Julie, 10/23/2017

Been with Tesco for 5 years and every year my policy has increase. Recieved renewal this week gone from 40 to 91 pounds within 12 months because i put in one claim. After speaking to them as a loyal customer so i though they could only still reduce to 75. Now cancelled with them.

Company: Tesco   Breed: Labrador Retriever
Very happy Antonietta, 10/18/2017

I have been with Animal Friends for my former labrador and during the years all his ailments were paid for by the insurance. I have now a puppy which I immediately insured with them last May. About one month ago he had a problem with his rear leg. He had to have x rays and medication which all amounted to about 400 pounds. Submitted the claim and Animal Friends Insurance paid out within ten days the full amount minus the excess of £ 99.00 so I do not understand all these negative comments.

Company: Animal Friends   Breed: Labrador Retriever
Rip Off Pet Insurance - DO NOT USE Mark Henderson, 10/17/2017

I have just received a renewal policy quote for my Labrador (George). The premium has gone up in the last 2 years from £24 to £36 and now £54.76. He has been diagnosed with epilepsy and as a result requires to take Epiphen daily at a monthly cost of £36, George is covered up to £4000 worth of costs which are paid in areas, we can only continue to claim providing we are still paying the insurance. The increases have now meant the insurance claims are practically useless as we are now paying £30 more since his diagnosis. I've ran him through and Tesco are quoting £23.99 for exactly the same cover. Clearly we are being penalised for claiming and the majority of Georges medication costs are being added back to my insurance cover. I've contact Tesco's only to be told that, the increases are due to Georges increasing age (7) and vet charges increasing. If this is the case why can I still get the insurance online for the same original price prior to his condition? This is nothing shocking of appalling treatment, they've taken my money for 7 years under false pretenses. They pay out then take the money back through increased premiums. AVOID AT ALL COSTS!!!!!!!!!!!! Thanks Mark

Company: Tesco   Breed: Labrador Retriever
Good old fashioned, customer focused company Nat, 10/10/2017

I have a 5 year old Lab with no past or present health problems known. My renewal quote with Tesco just came in and it's gone up 30% from last year even though I've never had a single claim. I tried LPC and the quote was a bit cheaper, not loads and the cover limit was a little less than Tesco but their reviews are great and people say how personal the service is, not like the major insurers who take your business for granted. So far so good although an insurer only shows their true colours when you make a claim. I'm confident enough to give LPC the benefit of the doubt though.

Company: Lifetime Pet Cover   Breed: Labrador Retriever
Save your money Peter andrew, 9/30/2017

Charlie my 7 year old chocolate lab had Cranial cruciate ligament rupture it cost me £3000 Petals direct refused to pay a penny towards it after being with them for 6years they said it wasn't on the list .They are pointless.

Company: Petpals Direct   Breed: Labrador Retriever
extortionate Julia, 9/3/2017

I have been paying for this insurance for 12 years now for my very healthy 12 year old lab with one claim when she was 3 years old in all that time. They have just put the insurance up to £1110.68 a year. Choose Pet Plan which may start at a higher rate but they do not increase payments like this. I am disgusted and will be putting the money aside instead.

Company: Sainsburys   Breed: Labrador Retriever
One happy customer P Cormack, 8/16/2017

Delighted to find easy straight forward insurance.

Company: Lifetime Pet Cover   Breed: Labrador Retriever
Extortion. Avoid at all costs! Should be outlawed! Adam, 8/16/2017

I have been with Sainsbury's pet insurance for 7 years since my Lab was 8wks. Initial premium was reasonable but since then it has increased unrealistically high year on year. This years renewal through the door today now showing £110 PER MONTH! The company are unscrupulous and prey on caring pet owners. Have tried moving to another company but am stuck due to med history causing exclusions on any other policy. Even though the reasons I took him to the vet, fortunately turned out not to be an issue on inspection, any body part mentioned in his history would be excluded! The whole industry is a scam, but Sainsbury's take it to another level. Be warned!

Company: Sainsburys   Breed: Labrador Retriever
Simple and easy to insure Paul, 8/15/2017

The process to insure our 2 labradors was simple and painless, hopefully we will never have to claim, but if we do I hope the process is as painless. Great idea to offer lifetime only, it gives peace of mind to ongoing illness and injury.

Company: Lifetime Pet Cover   Breed: Labrador Retriever
Simple and easy to insure Paul, 8/15/2017

The process to insure our 2 labradors was simple and painless, hopefully we will never have to claim, but if we do I hope the process is as painless. Great idea to offer lifetime only, it gives peace of mind to ongoing illness and injury.

Company: Lifetime Pet Cover   Breed: Labrador Retriever
Too high an increase - John Lewis E Hayes, 8/5/2017

I was disappointed with the rise in premium after one year with John Lewis. It went from £29 to £43, having never made a claim. Subsequently I stopped the policy.

Company: Lifetime Pet Cover   Breed: Labrador Retriever
Knee Operation Buddy, 8/1/2017

Best vet insurance I have ever had very easy to make a claim and very helpful would highly recommend to all my friends and family.

Company: Vetsure   Breed: Labrador Retriever
Awful Louise Flower, 7/27/2017

Have a 10 year old poorly dog needing an MRI to diagnose a possible brain tumour. Petplan wont pay as he had an unrelated ear infection in 2008. Absolutely rubbish service, my vets are furious. No duty of care to a poorly animal. Don't buy this insurance the service is rubbish and my pet is suffering. We need to find out what's wrong with him before making a decision on whether to end his life and they really don't care. Absolutely disgusted

Company: Petplan   Breed: Labrador Retriever


ArgosTesco ChurchillAnimal Friends SainsburysVirgin PetguardHealthy Pets Vets MediCoverAviva
Direct Line PetplanE&L Pet Marks & SpencerMore Than RSPCALV Pet John LewishelpUcover American

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PetInsurance Review 2016